A. 我的房贷为15万,15年,请问每月还贷多少,是如何计算的
与执行利率、还款方式相关,按现行五年期以上通用年利率5.88%、月利率为5.88%/12,15万,等额本息还款(每个月还款额相同)方式计算, 15年(180个月):
月还款=150000*5.88%/12* (1+5.88%/12)^180/((1+5.88%/12)^180-1)=1256.08
利息总额=1256.08*180-150000=76094.40
说明:^180为180次方
B. 我贷款15万,十五年还清,各位高手帮我算算每个月还多少,一共得还多少钱
1.如果是商业贷款,五年期以上贷款基准利率为5.94%,第一套住房享受7折优惠,月利率为4.158%/12=0.3465%,15万 15年(180个月),月还款额:
[150000*0.3465%*(1+0.3465%)^180]/[(1+0.3465%)^180-1]=1121.45元
总还款额:1121.45*180=201861
2.如果公积金贷款,五年期以上利率为3.87%,月利率为3.87%/12=0.3225%,15万
15年(180个月),月还款额:
[150000*0.3225%*(1+0.3225%)^180]/[(1+0.3225%)^180-1]=1099.79元
总还款额:1099.79*180=19796.2元
说明:^180为180次方
C. 15万贷款15年。每个月付1419.17,利率是多少
贷款的年利率为7.8343%,具体计算如下:
设实际年利率R ,月利率R/12,则有:
150000*R/12*(1+R/12)^180/[(1+R/12)^180-1]=1419.17
R=RATE(180,-1419.17,150000)*12=7.8343%
说明:^180为180次方
D. 我想贷款15万,15年还清,请问要每月还多少,利息是多少
15万,180个月,利息:5.94计算:如下
期次还款时间偿还利息偿还本金偿还本息剩余本金
12009-12-7742.5518.431260.93149481.57
22010-1-7739.93520.991260.93148960.58
32010-2-7737.35523.571260.93148437
42010-3-7734.76526.161260.93147910.84
52010-4-7732.16528.771260.93147382.07
62010-5-7729.54531.391260.93146850.68
72010-6-7726.91534.021260.93146316.67
82010-7-7724.27536.661260.93145780.01
92010-8-7721.61539.321260.93145240.69
102010-9-7718.94541.991260.93144698.7
112010-10-7716.26544.671260.93144154.03
122010-11-7713.56547.371260.93143606.67
132010-12-7710.85550.081260.93143056.59
142011-1-7708.13552.81260.93142503.79
152011-2-7705.39555.531260.93141948.26
162011-3-7702.64558.281260.93141389.98
172011-4-7699.88561.051260.93140828.93
182011-5-7697.1563.821260.93140265.1
192011-6-7694.31566.621260.93139698.49
202011-7-7691.51569.421260.93139129.07
212011-8-7688.69572.241260.93138556.83
222011-9-7685.86575.071260.93137981.76
232011-10-7683.01577.921260.93137403.84
242011-11-7680.15580.781260.93136823.06
252011-12-7677.27583.651260.93136239.4
262012-1-7674.39586.541260.93135652.86
272012-2-7671.48589.451260.93135063.42
282012-3-7668.56592.361260.93134471.05
292012-4-7665.63595.31260.93133875.75
302012-5-7662.68598.241260.93133277.51
312012-6-7659.72601.21260.93132676.31
322012-7-7656.75604.181260.93132072.13
332012-8-7653.76607.171260.93131464.96
342012-9-7650.75610.181260.93130854.78
352012-10-7647.73613.21260.93130241.58
362012-11-7644.7616.231260.93129625.35
372012-12-7641.65619.281260.93129006.07
382013-1-7638.58622.351260.93128383.72
392013-2-7635.5625.431260.93127758.29
402013-3-7632.4628.521260.93127129.77
412013-4-7629.29631.641260.93126498.13
422013-5-7626.17634.761260.93125863.37
432013-6-7623.02637.91260.93125225.46
442013-7-7619.87641.061260.93124584.4
452013-8-7616.69644.241260.93123940.17
462013-9-7613.5647.421260.93123292.74
472013-10-7610.3650.631260.93122642.11
482013-11-7607.08653.851260.93121988.26
492013-12-7603.84657.091260.93121331.18
502014-1-7600.59660.341260.93120670.84
512014-2-7597.32663.611260.93120007.23
522014-3-7594.04666.891260.93119340.34
532014-4-7590.73670.191260.93118670.15
542014-5-7587.42673.511260.93117996.64
552014-6-7584.08676.841260.93117319.79
562014-7-7580.73680.21260.93116639.6
572014-8-7577.37683.561260.93115956.03
582014-9-7573.98686.951260.93115269.09
592014-10-7570.58690.351260.93114578.74
602014-11-7567.16693.761260.93113884.98
612014-12-7563.73697.21260.93113187.78
622015-1-7560.28700.651260.93112487.13
632015-2-7556.81704.121260.93111783.02
642015-3-7553.33707.61260.93111075.41
652015-4-7549.82711.11260.93110364.31
662015-5-7546.3714.621260.93109649.68
672015-6-7542.77718.161260.93108931.52
682015-7-7539.21721.721260.93108209.81
692015-8-7535.64725.291260.93107484.52
702015-9-7532.05728.881260.93106755.64
712015-10-7528.44732.491260.93106023.15
722015-11-7524.81736.111260.93105287.03
732015-12-7521.17739.761260.93104547.28
742016-1-7517.51743.421260.93103803.86
752016-2-7513.83747.11260.93103056.76
762016-3-7510.13750.81260.93102305.96
772016-4-7506.41754.511260.93101551.45
782016-5-7502.68758.251260.93100793.2
792016-6-7498.937621260.93100031.2
802016-7-7495.15765.771260.9399265.43
812016-8-7491.36769.561260.9398495.86
822016-9-7487.55773.371260.9397722.49
832016-10-7483.73777.21260.9396945.29
842016-11-7479.88781.051260.9396164.24
852016-12-7476.01784.921260.9395379.32
862017-1-7472.13788.81260.9394590.52
872017-2-7468.22792.71260.9393797.82
882017-3-7464.3796.631260.9393001.19
892017-4-7460.36800.571260.9392200.62
902017-5-7456.39804.541260.9391396.08
912017-6-7452.41808.521260.9390587.56
922017-7-7448.41812.521260.9389775.04
932017-8-7444.39816.541260.9388958.5
942017-9-7440.34820.581260.9388137.92
952017-10-7436.28824.651260.9387313.27
962017-11-7432.2828.731260.9386484.55
972017-12-7428.1832.831260.9385651.72
982018-1-7423.98836.951260.9384814.76
992018-2-7419.83841.091260.9383973.67
1002018-3-7415.67845.261260.9383128.41
1012018-4-7411.49849.441260.9382278.97
1022018-5-7407.28853.651260.9381425.32
1032018-6-7403.06857.871260.9380567.45
1042018-7-7398.81862.121260.9379705.33
1052018-8-7394.54866.391260.9378838.94
1062018-9-7390.25870.681260.9377968.27
1072018-10-7385.94874.991260.9377093.28
1082018-11-7381.61879.321260.9376213.97
1092018-12-7377.26883.671260.9375330.3
1102019-1-7372.88888.041260.9374442.25
1112019-2-7368.49892.441260.9373549.81
1122019-3-7364.07896.861260.9372652.96
1132019-4-7359.63901.31260.9371751.66
1142019-5-7355.17905.761260.9370845.91
1152019-6-7350.69910.241260.9369935.66
1162019-7-7346.18914.751260.9369020.92
1172019-8-7341.65919.271260.9368101.64
1182019-9-7337.1923.821260.9367177.82
1192019-10-7332.53928.41260.9366249.42
1202019-11-7327.93932.991260.9365316.43
1212019-12-7323.32937.611260.9364378.82
1222020-1-7318.68942.251260.9363436.56
1232020-2-7314.01946.921260.9362489.65
1242020-3-7309.32951.61260.9361538.04
1252020-4-7304.61956.311260.9360581.73
1262020-5-7299.88961.051260.9359620.68
1272020-6-7295.12965.811260.9358654.87
1282020-7-7290.34970.591260.9357684.29
1292020-8-7285.54975.391260.9356708.9
1302020-9-7280.71980.221260.9355728.68
1312020-10-7275.86985.071260.9354743.6
1322020-11-7270.98989.951260.9353753.66
1332020-12-7266.08994.851260.9352758.81
1342021-1-7261.16999.771260.9351759.04
1352021-2-7256.211004.721260.9350754.32
1362021-3-7251.231009.691260.9349744.62
1372021-4-7246.241014.691260.9348729.93
1382021-5-7241.211019.711260.9347710.22
1392021-6-7236.171024.761260.9346685.45
1402021-7-7231.091029.841260.9345655.62
1412021-8-72261034.931260.9344620.69
1422021-9-7220.871040.061260.9343580.63
1432021-10-7215.721045.21260.9342535.43
1442021-11-7210.551050.381260.9341485.05
1452021-12-7205.351055.581260.9340429.47
1462022-1-7200.131060.81260.9339368.67
1472022-2-7194.871066.051260.9338302.62
1482022-3-7189.61071.331260.9337231.29
1492022-4-7184.291076.631260.9336154.65
1502022-5-7178.971081.961260.9335072.69
1512022-6-7173.611087.321260.9333985.37
1522022-7-7168.231092.71260.9332892.67
1532022-8-7162.821098.111260.9331794.56
1542022-9-7157.381103.541260.9330691.02
1552022-10-7151.921109.011260.9329582.01
1562022-11-7146.431114.51260.9328467.51
1572022-12-7140.911120.011260.9327347.5
1582023-1-7135.371125.561260.9326221.94
1592023-2-7129.81131.131260.9325090.81
1602023-3-7124.6.731260.9323954.08
1612023-4-7118.571142.361260.9322811.73
1622023-5-7112.921148.011260.9321663.72
1632023-6-7107.241153.691260.9320510.03
1642023-7-7101.521159.41260.9319350.62
1652023-8-795.791165.141260.9318185.48
1662023-9-790.021170.911260.9317014.57
1672023-10-784.221176.711260.9315837.86
1682023-11-778.41182.531260.9314655.33
1692023-12-772.541188.381260.9313466.95
1702024-1-766.661194.271260.9312272.68
1712024-2-760.751200.181260.9311072.5
1722024-3-754.811206.121260.939866.38
1732024-4-748.841212.091260.938654.3
1742024-5-742.841218.091260.937436.21
1752024-6-736.811224.121260.936212.09
1762024-7-730.751230.181260.934981.91
1772024-8-724.661236.271260.933745.64
1782024-9-718.541242.391260.932503.25
1792024-10-712.391248.541260.931254.72
1802024-11-76.211254.721260.930
合计76967.05150000226967.05
E. 无利息贷款15万分期15年还清每年每月每日应还多少
一,商业贷款50万15年还清,按基准利率4.9,等额本息还款方式,月供3927.97元,总利息207034.8元,还款总额707034.8元。
二,等额本息是指一种贷款的还款方式,是在还款期内,每月偿还同等数额的贷款(包括本金和利息)。
三,等额本息每月还款额计算公式如下:
[贷款本金×月利率×(1+月利率)^还款月数]÷[(1+月利率)^还款月数-1]
F. 白领通贷款15万每月利息还多少
利率为4.75%。其贷款额度有30万、20万、15万、10万、5万,贷款额度授信期限最长为3年,单笔贷款期限最长为1年。其贷款利息则是根据央行基准贷款利率浮动的,央行贷款基准利率为,贷款期限一年以内的利率为4.35%,贷款期限在一年至五年的利率为4.75%。根据宁波银行规定的白领通现行利率为5%。
G. 15万贷款15年月供多少
若贷款本金:15万,期限:15年,按照人行5年期以上贷款基准年利率:4.90%(不变的情况下)采用等额本息还款法,月供:1178.39,还款总额:212110.44,利息总额:62110.44。贷款是结合贷款放款金额,执行利率、贷款期限、还款方式等各个要素索取数据综合计算结果,单凭借款金额无法计算实际月供金额。贷款15万,贷款期限15年,如果是商贷首套住房贷款,基准利率打8.5折,每月供为:1203.38元(最新年利率为5.2190%) 公积金贷款每月供为1113.29元(年利率:4.05%)
拓展资料:
1.民间借贷的特点,欺骗性。借款人往往隐瞒真实情况,花言巧语迷惑债权人,千方百计将债权人的钱弄到手,加之债权人的知情有限或为获取高额回报,将钱轻易借贷给借款人。诱惑性。借款人承诺的高额回报,往往是银行同期利息的数倍,令债权人怦然心动。难维权。借款人与债权人之间多以借条形式出现,有的根本就无借条或其它凭证,一旦出现纠纷,债权人难以维护合法权益。
2.民间借贷的不正确的方式会影响金融秩序,由于民间高利贷普遍存在,普遍高于借贷的规定,有的甚至高于银行利率的几十倍,受到了利益的驱动,一部分人更加愿意把自己的资金借给民间借贷,而高利贷放贷人更加充分的瞄准了这个机会,提出了高于银行利率的高利益来吸收民间资金,然后再高利的转出去,随着这类资金的大量的触动,滋生了地下钱庄出现了非法的行为,没有合法资质的放贷者和地下钱庄极大冲击着正常的市场准入和交易竞争,严重影响我国金融秩序的稳定。
3.民间借贷的不正确的方式会严重影响我国和谐稳定的社会秩序,不法的高利贷放贷分子为了放贷债款,往往会动用非法的手段,对自己所谓的欠债者进行威胁和恐吓,为这样的现象往往会引发非法拘役、故意伤害等严重的犯罪行为。而借贷人往往因为不能及时的还贷,从而背负着巨大地心理压力,以至于有部分人走上绝路,导致家破人亡。又或为了还贷铤而走险的走上犯罪道路,更大的危害社会的其他家庭。
4.民间借贷的不正确的方式会严重影响我国正常司法审判程序,往往作为高利放贷者在采取非常手段无法达到自己的目的时,会用自行设计的证据走正常的司法程序。从而由非法制造者变成权利人,这些案件很大程度上会消耗司法资源,损害国际司法威严。
H. 贷款15万,利息怎么算,每个月要给多少钱
如果你是第一次贷款的话,月供大概1700多点。10年后本金加利息20万多点。
15万15年的话每个月月供大概1300左右
I. 我的房贷为15万,15年,请问每月还贷多少,是如何计算的
商业贷款 走基准利率 等额本息还款方式 15万 15年 月供是1352.4元
公积金贷款 走基准利率 15万 15年 月供是1178.4元
是通过最新的银行利率表计算出来的,银行或中介公司或担保公司都有最新的利率表。