大学生网络贷款的作文英语

Ⅰ 大学生偿还贷款主题英文作文

国家助学贷款是针对普通高等学校中经济确实困难的全日制本、专科学生的助学贷款。自1999年实施以来，在缓解贫困大学生的就学资金压力方面起到了一定的积极作用，但目前由于国家助学贷款制度仍存在政策设计方面的缺陷，贷款的实际覆盖率还很低，而且出现了高违约率现象，严重影响到助学贷款的顺利运行。本文首先从高校贫困生申贷困难、借款学生还息还贷率低、银行收贷困难三个方面详细阐述了我国大学生助学贷款的主要困境。然后从社会信用体系尚未建立、信用贷款法律制度尚不完备、贷款学生诚信度低、银行发展助学贷款业务不积极四个方面论述了我国大学生助学贷款存在困境的原因。最后从建立国家助学贷款风险补偿制度、加强诚信教育和建立个人信用体系、完善相关的规章制度和法律法规三个方面论述了走出高校助学贷款困境的途径。
National Student loans are for ordinary colleges and universities in the economy this really difficult time, the student loan specialist students. Since 1999 since the implementation of poverty alleviation students in the school funding pressures played a certain positive role, but the current system of student loans because of national policy still exist in the design flaw, the actual loan coverage still very low, but there Gao Wei Yueshuai phenomenon, seriously affecting the smooth operation of student loans. This paper from the loan-to-Poor College Students Shanghai difficulties, students borrow low interest rate loan, the loan-to-bank difficult to elaborate on three aspects of China's college students student loans the major difficulties. And from the social credit system has not yet been established, credit legal system is not yet complete, the integrity of low student loans, student loans to banks is not positive on four aspects of China's college students student loans plight of the reason for existence. Finally, the establishment of national student loan risk compensation system, strengthen the integrity of ecation and the establishment of personal credit system, improve the relevant regulations and laws and regulations on the three areas out of college student loans plight of the way.

Ⅱ 写一篇有关贷款的英语作文 ，写明申请原因，数额1000，用途以及如何打算还款。急求，拜托了！

A letter of application for a student loan.
To whom it may concern,
I am writing to you to apply for a student loan. As a grade one studentsfrom the English Department, I continue to study the financial difficulties.Now apply for a loan of 1000 yuan!
There are five members in my family. My father is a pillar of the whole family, my mother laid off two years ago. My grandmother suffered fromchronic disease for more than five years. My brother is learning in high school now. I took a part-time job ring the summer vacation, but my income is far from enough for my tuition. In order to continue my study, I want to apply for a student loan.
If my application is approved, I will make good use of the money, the heartof me. I will repay loans on time according to the repayment terms. I hope you can consider my application. Looking forward to your reply.
Yours sincerely,
XXX

一个助学贷款申请信。
它可能关注的人，
我给你写信申请学生贷款。作为一个来自英语系一年级的学生，我在继续深造的财政困难。现在特申请1000元的贷款！
我的家庭有五个成员。我的父亲是整个家庭的支柱，我的母亲两年前下岗了。我的祖母遭受五年以上的慢性疾病。我的弟弟现在在高中学习。我在暑假里拿了一些兼职工作，但我的收入是远远不够我的学费。为了继续我的学习，我要申请学生贷款。
如果我的申请被批准，我会好好利用这笔钱，把我的心研究。我一定会偿还贷款的时间根据还款条款。我希望你能考虑我的申请。期待你的回复。
你的真诚，
XXX

Ⅲ 关于校园网贷利弊的英文作文（不用太难，不用太长，简单一点的，要有中文翻译）

写作思路：通过校园网贷对于学生的作用来描写，结合学生这一特殊群体，没有收入，攀比心强，自制力差，写出校园网贷的危害。

正文：

College students are young, curious and hope to keep up with the trend, so fashionable electronic procts are favored by them. But electronic procts are often expensive, often thousands, some even tens of thousands.

大学生正值年少、好奇心强、希望能紧跟潮流，时尚的电子产品就受到了他们的青睐。但是电子产品往往价格高昂，动辄几千，有的甚至上万。

In the reporter's survey, most students' monthly living expenses are between hundreds and 1000 yuan, and the source of these living expenses is mainly provided by their parents, and few of them can obtain stable income through part-time jobs.

在记者的调查中，大部分学生的月生活费在几百到一千元之间，而这些生活费的来源主要是父母提供，通过兼职获得稳定收入的并不多。

The contradiction between consumption power and consumption desire makes staging an important way for them to purchase electronic procts. Among the surveyed students, the items purchased by installment payment are electronic procts, entertainment consumption, daily necessities, etc., of which electronic procts account for a large proportion.

消费能力和消费欲望的矛盾使得分期成为他们购买电子产品的一个重要途径。在受访学生中，使用分期付款购买的物品依次为电子产品、 娱乐消费、日用百货等，其中电子产品占了相当大的比例。

On the one hand, when students are short of money, the campus network loan can really solve the urgent need.

一方面，当学生囊中羞涩时，校园网贷确实能解燃眉之急。

Xiao Ren, a senior in the Civil Engineering College of Hebei Institute of architecture and engineering, said: "we don't have a stable income now. Facing the high price of electronic procts, we are often" powerless ". Campus network loan can make us enjoy those procts that we have been longing for for earlier.

河北建筑工程学院土木工程学院大四学生小任说：我们现在还没有稳定的收入，面对价格高昂的电子产品往往‘有心无力’，校园网贷可以使我们更早享受那些心仪已久的产品。

I think as long as college students can reasonably arrange the quota, they can make full use of it within the scope of tolerance.

我认为只要大学生能够合理安排额度，在承受范围内是完全可以充分利用的。

In addition, like the traditional bank card, the credit business provided by the e-commerce platform also has a fixed repayment date every month. For example, ant Huabei business sets the 10th day of each month as the repayment date. If the current payable amount is not paid before the repayment date, the corresponding overe interest will be generated.

另外，与传统银行卡一样，电商平台提供的信贷业务每个月也有固定的还款日。如蚂蚁花呗业务设定每月的10日为还款日，若在还款日前，未还清当前应还金额，会产生相应的逾期利息。

If the repayment period is not exceeded within one month, the credit record will not be affected, but the interest will be paid more. If the repayment period is more than one month, the credit record will be "tainted".

如果没有超出还款期限1个月之内能够把款还上的话则不会影响信用记录，只是会多还点利息，如果超出了1个月，信用记录上就会留下“污点”。

Ⅳ 关于贷款的英文作文

A Letter of Application for a Student Loan.

To whom it may concern,

I am writing to you to apply for a student loan. As a freshman from the English Department, I have financial difficulties in continuing my study.

There are five members in my family. My father is the only breadwinner of the whole family while my mother was laid off two years ago. My grandmother has been suffering a chronic illness for more than five years. My younger brother is now studying in high school. I took some part time jobs ring the summer vacation, but what I have earned is far from enough for me to pay the required tuition fees. In order to continue my study, I have to apply for a student loan.

If my application is approved, I will make good use of the money and put my heart into study. I will definitely pay back the loan on time according to the terms of repayment. I hope that you will consider my application. Looking forward to your reply.

Yours sincerely,

XXX

Ⅳ 求一篇关于学生校园贷款的英语作文，六级考试能用的

晚的英语太厉害了吧，都过六级了。

Ⅵ 助学贷款申请信（英语作文）

个人情况介绍（编）2申请贷款的原因3如何保证专款专用及你的还款打算 注明：大学英语 高中水平的不要写了

Ⅶ 网络借贷风险英语作文

1, the virtual network transactions, leading to the credit status of the credit of the two sides can not be certified, prone to fraud and arrears of default dispute.
2, a large number of network platform release of lending information, there are many in the loan company, Finance Companies and other names of foreign loans. And in fact must by approval of the national financial institutions engaged in the credit financing and other financial services, unauthorized engaged in financial activities often because of "illegal fund-raising", "illegal absorb public deposits", disrupt the order of financial management and be held liable.
3, if loans through network platform issued, so in network platform of lax discipline, failure or internal control proceres, or being the case may appear fabricating borrower information and the case of illegal fund-raising.

Ⅷ 大学生借款作文英语怎么说

不知从何时起，年轻的心总渴望独立。多少次，试过逃出父母双翼的庇护，独辟一条荆棘丛生之路，在暴风雨中镀炼自己的翅膀。
也许，老天爷发现了我这一贪念，让我进了这一所全日制的高中，终于可以摆脱妈妈的唠叨了。
高高的教学楼，宽畅的食堂，拥挤的超市，陌生的面孔，一切令我新奇而兴奋。然而，当一切都熟悉后，一种难以忍受的孤独和空虚却占据了我的心。繁重的学习让我感到压抑和沉闷，孱弱的身体使我整日昏昏沉沉，我感到痛苦，想回一次家，但昔日的壮志豪情使我忍了下来。
秋天似乎来得很早，刚入秋，就感到一丝寒意。瑟瑟的冷风漫无边际地刮着，使窗户随隙发出一阵阵鸣叫。
我呆呆地坐在座位上看杂志，看到了一篇关于母爱的文章，是我不禁想起了妈妈......
以前有的晚上学习到很晚，这时，妈妈就会端来我最喜欢的绿豆汤，慈祥地看着我，把汤一口一口喝完。然后替我整理好床，劝我早点去睡觉；有时，在外面受了气，就在妈妈面前大发脾气，但妈妈从不计较，反而还安慰我，是我心情好起来；以前......
我这时才体会到叨唠的优美，那昔日烦人的话现在回想起来是那么的温暖。
“铃---”下课的铃声打断了我的思绪，我一阵飞快来到电话亭，拨通了家里的电话号码，电话的另一头传来妈妈那慈祥的声音。
“喂，你找谁？”
“妈，是我。”我低声地说道。
“**，你在学校好吗？身体好不好，一个人要当心身体。现在天气冷了，注意加衣服。吃得习惯吗？......”
“好，一切都好......”我说着说着就流下了眼泪。
曾经我一度认为，我是一个不会动情，不会流泪的人，然而在妈妈面前，却毫无掩饰地流下了泪。
周末，坐在回家的车上，心情特别开朗。我这才明白，无论我飞得多远，也永远像一只风筝一样离不开妈妈的视线。
母亲，是系在心头的线。拉得越久越远，心就越痛。

Ⅸ online loan英语作文

写作思路：围绕“online loan”借贷的中心思想，结合自身感受得描述，正文：

Ever since colleges started to charge the students for the ecation they receive, there has always been a problem for some students, especially for those from remote rural regions.

to get the money for it.

自从大学开始对学生接受的教育收费以来，一些学生，尤其是来自偏远农村地区的学生，一直难以获得这笔钱。

So the government offers them an option of borrowing money from banks. Surveys show that the number of students financing his ecation in this way is increasing.

因此，政府向他们提供了向银行借钱的选择。调查显示，以这种方式资助他教育的学生人数正在增加。

However, some students, although not many, failed to pay back the loans as they had promised in the contract.

The banks have a very hard time coping with this problem. And the government can do nothing effective to help the banks.

然而，一些学生，虽然不多，没有按照他们在合同中承诺的那样偿还贷款。银行很难处理这个问题。政府也无法有效帮助银行。

I think there is more than one reason for this. Dishonesty may be one but not the major one.

As is known, we are experiencing a particular phase of economic development where the supply of human resources is much bigger than the demand for it.

我觉得这个原因不止一个。不诚实可能是原因之一，但不是主要原因。众所周知，我们正在经历一个经济发展的特殊阶段，在这个阶段，人力资源的供应远远大于需求。

So many students are not able to find a well-paid job. How can they pay the loans back?

To solve this problem, I think the government should make efforts to get the whole economy go smoothly, creating more job opportunities.

所以很多学生找不到高薪工作。他们怎么还贷款？要解决这个问题，我认为政府应该努力让整个经济平稳发展，创造更多的就业机会。

online loan翻译是：网上贷款。

网上贷款其实并不难理解，一切认证、记账、清算和交割等流程均通过网络完成，借贷双方足不出户即可实现借贷目的，而且一般额度都不高，无抵押，纯属信用借贷。

网上贷款分为b2c模式和c2c（p2p）模式。