网络贷款危害英语作文

1. 英语作文： 沉迷网络的危害为题，以1：在真实的世界里错过了许多乐趣2：影响了身体健康3：解决方法，

The following aspects could best illustrate the advantages of Internet.Netsurfers (网上冲浪者) in different countries can share interesting knowledge and the latest information.Besides,Internet has provided a major opportunity to buy and sell merchandise (商品).What is more,people may get medical help or even vote on Internet.Its advantages seem countless.Behind all this glowing talk,however,are some problems.Internet makes people passive by stopping them making their own entertainment.So much so that when there is a breakdown or jam,people may find that World Wide Web turns into World Wide Wait.What is worse,some children have access to the scenes of violence and sex.Apart from these,it can be affected by viruses(病毒) and hackers (黑客).We should handle its problems,meanwhile we should exploit its potential as well.With proper management of Internet people ought to experience more fruits of the information revolution.All the wisdom of the ages,all the information that has enlightened mankind for centuries,should be available to us with the healthy development of Internet

2. 关于校园网贷利弊的英文作文（不用太难，不用太长，简单一点的，要有中文翻译）

写作思路：通过校园网贷对于学生的作用来描写，结合学生这一特殊群体，没有收入，攀比心强，自制力差，写出校园网贷的危害。

正文：

College students are young, curious and hope to keep up with the trend, so fashionable electronic procts are favored by them. But electronic procts are often expensive, often thousands, some even tens of thousands.

大学生正值年少、好奇心强、希望能紧跟潮流，时尚的电子产品就受到了他们的青睐。但是电子产品往往价格高昂，动辄几千，有的甚至上万。

In the reporter's survey, most students' monthly living expenses are between hundreds and 1000 yuan, and the source of these living expenses is mainly provided by their parents, and few of them can obtain stable income through part-time jobs.

在记者的调查中，大部分学生的月生活费在几百到一千元之间，而这些生活费的来源主要是父母提供，通过兼职获得稳定收入的并不多。

The contradiction between consumption power and consumption desire makes staging an important way for them to purchase electronic procts. Among the surveyed students, the items purchased by installment payment are electronic procts, entertainment consumption, daily necessities, etc., of which electronic procts account for a large proportion.

消费能力和消费欲望的矛盾使得分期成为他们购买电子产品的一个重要途径。在受访学生中，使用分期付款购买的物品依次为电子产品、 娱乐消费、日用百货等，其中电子产品占了相当大的比例。

On the one hand, when students are short of money, the campus network loan can really solve the urgent need.

一方面，当学生囊中羞涩时，校园网贷确实能解燃眉之急。

Xiao Ren, a senior in the Civil Engineering College of Hebei Institute of architecture and engineering, said: "we don't have a stable income now. Facing the high price of electronic procts, we are often" powerless ". Campus network loan can make us enjoy those procts that we have been longing for for earlier.

河北建筑工程学院土木工程学院大四学生小任说：我们现在还没有稳定的收入，面对价格高昂的电子产品往往‘有心无力’，校园网贷可以使我们更早享受那些心仪已久的产品。

I think as long as college students can reasonably arrange the quota, they can make full use of it within the scope of tolerance.

我认为只要大学生能够合理安排额度，在承受范围内是完全可以充分利用的。

In addition, like the traditional bank card, the credit business provided by the e-commerce platform also has a fixed repayment date every month. For example, ant Huabei business sets the 10th day of each month as the repayment date. If the current payable amount is not paid before the repayment date, the corresponding overe interest will be generated.

另外，与传统银行卡一样，电商平台提供的信贷业务每个月也有固定的还款日。如蚂蚁花呗业务设定每月的10日为还款日，若在还款日前，未还清当前应还金额，会产生相应的逾期利息。

If the repayment period is not exceeded within one month, the credit record will not be affected, but the interest will be paid more. If the repayment period is more than one month, the credit record will be "tainted".

如果没有超出还款期限1个月之内能够把款还上的话则不会影响信用记录，只是会多还点利息，如果超出了1个月，信用记录上就会留下“污点”。

3. 网贷的利与弊英语作文

Internet is an international computer network connecting other networks and computers from companies, universities, etc. At present, most of people can use computer for working, chatting, playing game, watching the movie and picture, and searching anything by clicking on Internet. Internet is useful assistant for leading you to another world which amazing thing. I think Internet has advantage and disadvantage.

4. 网络的好处与坏处英语作文

写作思路：根据题目要求，以“网络的好处与坏处”作为主题，可以先写出网络的好处，之后再写出相反的网络的坏处，最后进行总结，正文：

Now is the information age, and the network is inseparable from us. Although the network will bring us benefits, it will also bring us disadvantages.

现在是信息时代，网络已经与我们密不可分了。网络虽然会给我们带来好处，但同时也给我们带来坏处。

Many people like surfing the Internet, because the Internet will bring us a lot of happiness. You can chat with friends face to face every day on the Internet, or listen to music and watch movies when you are tired. These are the advantages of the Internet.

许多人都喜欢上网，因为网络会给我们带来许多快乐。你可以在网上每天与朋友面对面的聊天，也可以在疲惫的时候去听一听音乐，看一看电影，这些都是网络的好处。

However, the Internet also has disadvantages. Some children want to surf the Internet. They go to some black Internet cafes in order to avoid their parents' opposition, playing unhealthy games, and playing in the dark leads to unhealthy psychology, inferiority, introversion and always wanting to go to Internet cafes.

可是网络也有坏处，有些孩子想上网，为了逃避父母的反对就去了一些黑网吧，玩着游戏不健康的游戏，还玩的天昏地暗导成了心理不健康、自卑、内向和总想去网吧的心里。

In a word, the advantages and disadvantages of the network depend on how you grasp it. We should make more use of the advantages and make less use of the disadvantages, so as to make our home more beautiful.

总之，网络的好与坏是看你怎么把握的，我们要多利用好处，少利用坏处，这样才会让我们的家园变的更加美丽。

5. 网络借贷风险英语作文

1, the virtual network transactions, leading to the credit status of the credit of the two sides can not be certified, prone to fraud and arrears of default dispute.
2, a large number of network platform release of lending information, there are many in the loan company, Finance Companies and other names of foreign loans. And in fact must by approval of the national financial institutions engaged in the credit financing and other financial services, unauthorized engaged in financial activities often because of "illegal fund-raising", "illegal absorb public deposits", disrupt the order of financial management and be held liable.
3, if loans through network platform issued, so in network platform of lax discipline, failure or internal control proceres, or being the case may appear fabricating borrower information and the case of illegal fund-raising.

6. 一篇关于网上信息造成的伤害英语作文

英语作文之抽烟
英语作文之抽烟
smoking
is
harmful
smoking
cigarettes
is
very
harmful
to
our
health.
studies
show
that
smoking
can
cause
cancer
and
other
health
problems.
smoker
should
give
up
smoking.
in
addition
to
health
problem,
there
are
other
reasons
to
give
up
smoking.
first,
cigarette
is
very
expensive.
it
is
estimated
that
a
smoker
will
at
least
spend
more
than
$400
a
year.
and
,smoking
leaves
an
offensive
odor.
non-smoker
don’t
like
to
be
at
around
the
smoker.
further-more
,smoking
is
a
source
of
pollution.
these
are
all
good
reasons
to
give
up
smoking
.
of
course
,it
is
not
easy
to
give
up
smoking
,but
it
can
be
done.
first
,a
smoker
may
list
the
disadvantages
of
smoking
,which
will
be
very
helpful
for
him
to
give
it
up.
then
,the
smoker
should
get
support
form
his
relatives
or
close
friends.
last
but
not
least
,the
smoker
should
habit
,such
as
fishing
and
reading
,which
will
take
the
smoker’s
mind
off
smoking.
吸烟严重危害着我们的健康。研究表明，吸烟可能导致癌症和其他健康问题。吸烟者应该戒烟。
另外还有其他应该戒烟的理由。首先，烟是笔大的开销。据估计，吸烟者每年至少要花费400美元。其次，吸烟留下了讨厌的味道，不吸烟者不喜欢和吸烟者在一起。另外，吸烟是一种污染。上述这些都是戒烟的完美理由。

7. online loan英语作文

写作思路：围绕“online loan”借贷的中心思想，结合自身感受得描述，正文：

Ever since colleges started to charge the students for the ecation they receive, there has always been a problem for some students, especially for those from remote rural regions.

to get the money for it.

自从大学开始对学生接受的教育收费以来，一些学生，尤其是来自偏远农村地区的学生，一直难以获得这笔钱。

So the government offers them an option of borrowing money from banks. Surveys show that the number of students financing his ecation in this way is increasing.

因此，政府向他们提供了向银行借钱的选择。调查显示，以这种方式资助他教育的学生人数正在增加。

However, some students, although not many, failed to pay back the loans as they had promised in the contract.

The banks have a very hard time coping with this problem. And the government can do nothing effective to help the banks.

然而，一些学生，虽然不多，没有按照他们在合同中承诺的那样偿还贷款。银行很难处理这个问题。政府也无法有效帮助银行。

I think there is more than one reason for this. Dishonesty may be one but not the major one.

As is known, we are experiencing a particular phase of economic development where the supply of human resources is much bigger than the demand for it.

我觉得这个原因不止一个。不诚实可能是原因之一，但不是主要原因。众所周知，我们正在经历一个经济发展的特殊阶段，在这个阶段，人力资源的供应远远大于需求。

So many students are not able to find a well-paid job. How can they pay the loans back?

To solve this problem, I think the government should make efforts to get the whole economy go smoothly, creating more job opportunities.

所以很多学生找不到高薪工作。他们怎么还贷款？要解决这个问题，我认为政府应该努力让整个经济平稳发展，创造更多的就业机会。

online loan翻译是：网上贷款。

网上贷款其实并不难理解，一切认证、记账、清算和交割等流程均通过网络完成，借贷双方足不出户即可实现借贷目的，而且一般额度都不高，无抵押，纯属信用借贷。

网上贷款分为b2c模式和c2c（p2p）模式。

8. 求一篇关于网络的危害的英语作文 假如你是李平 你的笔友王强沉迷电脑游戏严重身心健康

Li Hua spent too much time playing computer games and he fell behind others. As agood friend of his, I must do something to help him.

Firstly, I think it’s very important for him to learn lessons well. He should spend mostof his time on his study instead of computer games. Secondly, I must tell himthat playing computer games too much is bad for his health, especially for hiseyes.

So he must give it up. I can play more sports with him after school.Maybe he will become more interested in sports than computer games.

And thenI'll ask him to concentrate more on his study. Of course, I will try my best tohelp him with all his subjects. I think I can do it in many fun ways and lethim find much fun in studying. At the same time, I'll ask both his parents andour teachers to help him, too.

李华花太多时间玩电脑游戏，他落后于别人。作为他的好朋友，我必须做点什么来帮助他。首先，我认为他学好功课非常重要。他应该把大部分时间花在学习上，而不是电脑游戏上。其次，我必须告诉他，玩电脑游戏太多对他的健康有害，尤其是对他的健康。

9. 互联网的利与弊英语作文带翻译

自己想要把关于互联网的利与弊带翻译英语作文写好，首先是自身要有很好的英语基础，还要有英语表达能力，建议你先学习互联网在线外教一对一英语课堂，把英语学扎实了，写英语作文就变得很简单啦。

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互联网的利与弊英语作文：

With the development of high technology, Internet is more and more popular. No matter children or the old know how to search the Internet. The emerging of the Internet bring a lot of benefit for people, while people also find it bring harm to them generally.

First of all, Internet brings much convenience and a colorful world for people. With Internet, people can buy all the things at home, search various information, make friends with people from all the world and so on. Without Internet people can’t have those benefit. Moreover, as there are a lot of people shopping on line, the need for couriers is increasing. This bring employment opportunities to many people. However, Internet also bring disadvantages for peole. As the Internet is wonderful, many people are addicted to it. Some inlge in playing computer games and neglect study or job. Besides, because people can touch different kind of information online, they are easily learn some bad messages, which is bad for their growing.

To sum up, everything has two sides. Internet also has advantages and disadvantages. But as far as I’m concerned, Internet has more advantages than disadvantages if people use it in a proper way.

翻译：随着高新技术的发展，互联网越来越受欢迎。无论是儿童还是老年人都知道如何使用因特网。互联网的出现给人们带来很多好处，而人们也发现带来了危害。

首先，网络给人们带来了很多便利和丰富多彩的世界。通过互联网人们可以在家里买所有的东西，了解各种信息，与来自世界各地的人交友等等。没有互联网，人们不可能享受到那些好处。此外，因为有很多人在网上购物，对快递员的需求也日益增加。这给许多人创造了就业机会。然而，互联网也给人们带来不利。由于互联网的美妙，很多人都沉迷于它。由于沉迷于玩电脑游戏而荒废学业或工作。再者，因为人们可以在网上接触到各种各样的信息，他们很容易看到一些不良的信息，这对他们的成长是有害的。

总之，任何事物都有两面性。互联网也有优点和缺点。但就我而言，如果人们正确使用互联网的话，它的优点优于缺点。

希望可以帮到你啦！

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